Builtin works exclusively with construction trade businesses, which means our premiums are competitive and our policies are tailored to the risks plumbers, gasfitters and drainlayers face.

This includes liability for accidental damage, mistakes and negligence, including damage to underground services. We can also cover your tools and vehicles as well as lost earnings in the event you get sick and can’t work.

Statutory Liability Insurance

This covers you for the fines and penalties imposed under New Zealand Acts of Parliament.  It also covers the costs of defending these cases in court if necessary.  While health & safety fines cannot legally be insured for, the policy will pay legal defence costs if you're prosecuted and reparations if they are awarded by a judge. Read more.

Statutory Liability Insurance

Employers Liability Insurance

This covers you for claims for compensation from employees alleging they suffered personal injury during the course of their employment that isn't covered by ACC. It also covers the legal costs for defending such claims.  Read more.

Employers Liability Insurance

Professional Indemnity

This will cover your legal costs and damages if you and/or your business are held responsible for a mistake that has caused someone a financial loss. There are limitations to the types of activities covered. Read more.

Professional Indemnity

Tools Insurance

Cover the cost of replacing your tools & other mobile assets if they’re stolen or damaged.  Benefits include replacement value cover, so you can buy new for old, and fast claims response times, so you can be back up and running quickly. Read more.

Tools Insurance

Commercial Vehicle Insurance

Protect your business vehicles anywhere in New Zealand. Full Cover, Third Party Only and Third Party, Fire & Theft options are available. Builtin’s policy automatically includes signwriting at no additional cost. Read more.

Commercial Vehicle Insurance

Performance and Retention Bonds

Every year hundreds of construction companies in New Zealand cease trading, often leaving their subbies thousands of dollars out of pocket. A retention bond means your own money isn’t at risk. You get paid in full and there’s no chasing to get your money back at the end of the maintenance period. Read More.

Contractors Bonds